Summary
I am a product owner who moved from chemical engineering into banking. At Bank Mandiri I worked on digital lending, payments and risk technology, turning conditions set by business, risk and legal teams into flows, user stories and acceptance criteria that could be tested. I am now studying for an MSc in Financial Data Science at UCD Smurfit in Dublin and building credit risk models in Python, because I want to work where product, data and governance meet.
Experience
Product Owner, Bank Mandiri, digital retail banking
Oct 2023 to Jul 2026
- Took a digital automotive lending product from discovery to launch in about three months, working with multifinance partners.
- Analysed application drop-off and recommended pre-filling fields the bank already held; the recommendation went through prioritisation into the build.
- Co-owned business user acceptance testing and built a release readiness checklist that three further initiatives adopted.
Production Engineer Intern, Petrokimia Gresik
- Proposed cost-saving changes worth more than Rp 1 billion a year.
Education
MSc Financial Data Science
UCD Michael Smurfit Graduate Business School, Dublin · Aug 2026 to present
Academic Excellence Scholarship.
Bachelor of Engineering, Chemical Engineering
Institut Teknologi Sepuluh Nopember (ITS), Surabaya · 2019 to 2023
Head of finance, student association. Exchange study at Universiti Teknologi MARA and Universiti Teknologi PETRONAS, 2021.
Credentials and languages
Certifications
- Risk Management Level 4
- JIRA and Agile Project Management
- General Banking Level 1
Languages
- Indonesian (fluent)
- English (fluent)
- Arabic (conversational)